http://www.purpleslinky.com/Offbeat/The-Time-Machine.92963

Below is a list of the 10 pieces of advice I would give my 21 year old self now:
Do Something
Save a Little
Respect Credit
Buy, Don’t Rent
Take a Risk
Take a Little Bit Better Care of Your Health
Keep Better Company
Do The Right Thing
Get Really Good at Something
Maintain My Relationships